PPF Account and Calculator

{ 17 comments… read them below or add one }

gargi December 8, 2013 at 7:00 am

i have a 10 yr old a./c may i open a oew a/c in addition


A.K.Bishwas February 9, 2014 at 4:43 am

My PPF account matured on 28.03.2013. I am not interested in any further extension.I need to withdraw money in 2015 April.
My querry: Will my account be getting interest @ 8.7% till I withraw the money in 2015,
My querry may kindly be clarified.



sunithbabu February 9, 2014 at 6:19 am

Any time after your account matures i.e. after the 15 year tenure is over, you can withdraw the entire balance using Form C. Interest will continue to be paid on your account and you will receive the total amount including interest up to the last month preceding the month in which you apply for a withdrawal.


A.K.Bishwas February 9, 2014 at 7:21 am

Thanks, Sir



sohil February 14, 2014 at 4:55 am

Hello brother,
I have a ppf account and this will be the 7th year of my PPF.
I have suggested many people(collegues) to open PPF for saving in 80C.But mostly 80% times my colleagues aren’t interested because of long period of 15 years.Now this lead to me to a different question same will come true for my childrens in future(presently i am unmarried).
So a doubt has arise in my mind.I know a person can deposit at max 1 lakh in his own and kids account.So suppose as soon as i have a kid i open a PPF account for him/her and deposit say 30K yearly to his/her account(70k In mine as ill have more compounding power).That way until he/she turns 15 or say 16 years they doesnt have to worry about a long lock in and has to worry only about renewing it after every 5 years till they need it.Is such practice allowed? Or after 18 years again a 15 years set in?


sunithbabu February 14, 2014 at 12:17 pm

You can open one for yourself and one for your child with you being guardian , but overall limit of investments will be 100k only


Ranjit Singh July 11, 2014 at 1:57 pm

Dear Sir,
I have opened an PPF account in SBI on dated 18.05.2009. I wanted to withdraw some amount from it. Please tell me the exact date to withdraw the amount.
With Regards


sunithbabu July 12, 2014 at 2:15 am

Can you write to me @ sunithbabu@cadprofessor.in since I need to know some details to give exact amount that you can withdraw.


Abul July 13, 2014 at 11:56 am

I am New to this topic i need some clarifications Suppose if I am starting a PPf account in 2014 and i wish to pay 1lak p.a. is it possible for me to pay next years payment in advance and if there is such a possibility is it possible for me to pay me 15 years payment in advance and get the same interest what i will get at the end of 15th year? please clarify me on this topic I am planning to start PPF account soon.


sunithbabu July 13, 2014 at 12:45 pm

This is not possible. PPF Account accepts investment to max of 1,50,000 INR each year. You cannot make advance payment. However, you can deposit b/w 1st – 5th April in a FY to gain max interest and benefit. Subscribe – http://eepurl.com/YTH4T


Ranjit Singh July 15, 2014 at 10:29 am

डिअर सर,
आप मुझे प्लीज यह बताओ कि मैंने 18 मई 2009 को एसबीआई में पीपीएफ अकाउंट खुलवाया था। क्या मैं 18 जुलाई 2014 को चार सालों का डिपाजिट पैसा withdraw कर सकता हूँ?


ajay misra September 10, 2014 at 10:47 pm

I have opened ppf ac on 17/01/2001 on what date I can withdraw my amount i.e. completion of 15 years


sunithbabu September 30, 2014 at 6:03 am

1st April 2017


A K Singh September 22, 2014 at 6:24 am

sir i was opened my PPF Accounts during 1997 and transferred many time from one SBI to another SBI but last 3 year i am getting interest only 4% on my deposit. Neither previous SBI Branch nor present SBI Branch ready to pay my interest as applicable to me. Please advise me what can i do.

with regards

A K Singh, SI


sunithbabu September 30, 2014 at 5:29 am

Kindly share the details from which state to which state you transferred or within the same state. I will share the bank customer grievance email id / address


A K Singh September 22, 2014 at 6:31 am


Please provide address where i submit my complain regarding interest calculated related
i am getting only 4% interest on my ppf deposted from last 2 years

A K Singh


sunithbabu September 30, 2014 at 5:27 am

Which bank do you have PPF Account. I will share the complaint address.


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